Built for modern independent professionals

Professional Liability Insurance for Freelancers

You sell your expertise. We help protect the business behind your work.

Start Your Coverage Check If You’re Protected
Fast Online Application Same-Day COI Access Coverage That Moves With You
Reality Check

Most freelancers think contracts solve everything.

Contracts help. They may not stop a claim.

“My contract protects me.”
“I work online, so the risk is low.”
“The client approved the work.”
“I’m just a freelancer, not a company.”
“My LLC protects me personally.”
Why Coverage Matters

Professional freelancers protect the business behind the deliverables.

Coverage can help you look more credible, win better clients, and support your business if a dispute escalates.

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Win Better Clients

Some companies require proof of insurance before hiring independent contractors or consultants.

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Protect Your Expertise

Advice, strategy, creative work, and deliverables can all become the subject of client disputes.

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Look More Legitimate

Professional coverage signals that your freelance work is a real business.

Built For Modern Work

Insurance without the traditional insurance headache.

You already juggle clients, scheduling, cancellations, sales, and delivering the work.

Getting professional liability coverage shouldn’t slow you down.

Get Covered Online
A client claims your work caused financial loss. Would your current setup respond?
A company asks for proof of insurance before onboarding you. Can you provide a COI quickly?
A project goes sideways after approval. Are you protected if the client escalates?
How It Works

Get covered fast.

Start online, choose your options, and move through the application without the old-school insurance runaround.

Choose Your Practice Type

Select the work you do and any applicable services.

Select Coverage Limits

Choose the liability coverage option that fits your business needs.

Start Your Policy

Complete the application and access proof of insurance quickly.

Common Scenarios

Side hustle risk usually looks normal until it gets expensive.

A client claims your work caused financial loss. Would your current setup respond?
A company asks for proof of insurance before onboarding you. Can you provide a COI quickly?
A project goes sideways after approval. Are you protected if the client escalates?
Your advice is blamed for a bad business outcome. Do you have coverage behind your expertise?
FAQ

Questions freelancers actually ask.

Do freelancers need professional liability coverage?

If clients pay you for services, advice, strategy, deliverables, or expertise, liability exposure may exist.

Does my contract protect me?

A contract can help define expectations, but it may not stop someone from filing a claim.

Do online businesses need coverage?

Yes. Online work can still create client disputes, negligence allegations, or financial loss claims.

How fast can I get proof of insurance?

Many freelancers can complete the application online and access proof of insurance quickly.

Stop Letting Paperwork Slow Down Your Business

Your freelance business deserves professional protection.

Get professional liability coverage online and protect the business behind your expertise.

Start Your Coverage
Start Your Coverage